Debt Consolidation and Consumer Credit Counseling
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Credit Card Debt Consolidation
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Personal Finance Ideas-
Reclaim security deposits - Often we must give a security deposit to obtain a lease or service. This can be the case when we lease an apartment, obtain a secured credit card, get new phone, power or water service, etc. If you have make a reasonable number of payments in a timely fashion, you may request the return of some or all of your deposit.
Payoff credit card with the smallest balance - Regardless of what credit card is at what interest rate, apply any available funds (after making minimum payments) to the card with the smallest balance. "Wack it out". Once this bill is gone, you will have breathing room to deal with the next card with the lowest balance.
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